1. Acceptance of Terms

By accessing or using our financial advisory platform ("the Platform"), you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, you must refrain from using the Platform.

2. Modification of Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on the Platform. Your continued use of the Platform constitutes your acceptance of the modified terms.

3. Description of Services

The Platform provides financial advisory services, tools, and resources for informational purposes. The services offered are not a substitute for professional financial advice tailored to your specific circumstances. Consult a licensed financial advisor for personalized recommendations.

• Free Services:The free version of the service includes limitations on the type and quantity of data that can be included for analysis. For a more comprehensive analysis, users are encouraged to explore our paid options.
• Paid Services:If you purchase our paid services, you will gain access to more detailed information and additional calculations, if available, such as dividend calculations, debt restructuring, and other advanced financial tools.
• Tax Considerations:Financial analyses performed by the Platform consider general tax rates applicable in each country. However, specific tax rates may apply based on factors such as the company’s sector, the nature of expenses or income, and geographic areas. Users should consult a tax professional for further clarification and tailored advice.

4. User Responsibilities

• You must provide accurate, current, and complete information when registering on the Platform.
• You are responsible for maintaining the confidentiality of your account credentials.
• You agree not to use the Platform for unlawful purposes or in violation of these Terms of Use.
• You acknowledge that the accuracy and relevance of the financial analysis depend on the quality and accuracy of the data you provide. Submitting incorrect or unrealistic information may result in outcomes that do not reflect your actual financial situation or possibilities.
• Ethically, you must not use the Platform to simulate projects in which you are not participating or to study competitors.
• You may not use the Platform’s APIs for purposes other than those explicitly authorized by us. Unauthorized use of APIs is strictly prohibited.

5. Data Usage and Privacy

• The information you provide may be analyzed collectively for research and service improvement purposes.
• All data will be anonymized, ensuring that individual users cannot be identified in the analysis.

6. Limitations of Liability

• The Platform and its operators are not liable for any financial losses, damages, or claims arising from the use of our services or reliance on the information provided.
• We do not guarantee the accuracy, completeness, or timeliness of the information available on the Platform.

7. Intellectual Property

• All content, including text, graphics, logos, and software, is the property of the Platform and is protected by applicable intellectual property laws.
• You may not reproduce, distribute, or create derivative works from the Platform’s content without prior written consent.

8. Third-Party Links

The Platform may contain links to third-party websites or resources. We are not responsible for the availability, accuracy, or content of such third-party sites and do not endorse them.

9. Termination

We reserve the right to terminate or suspend your access to the Platform at our sole discretion, without prior notice, if you violate these Terms of Use.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Madrid-Spain, without regard to its conflict of law principles.

11. Contact Information

For questions or concerns regarding these Terms of Use, please contact us at admin@quantor-bp.com.